Tag: 上海后花园论坛

  • IPE Views: In praise of EIOPA

    first_imgIf an EU-wide HBS-based supervisory regime sought to drive capital requirements substantially in excess of those currently applicable through EU member states’ implementation of the 2003 IORP Directive, the natural result would be (even) fewer sponsors willing to provide DB pensions altogether. Not only would this kill off any cross-border activity, it would also reduce existing domestic provision. Incidentally, it would almost certainly crush the life out of any nascent “shared risk” arrangements in the UK, in much the same way as the mere “threat” of increased capital requirements has spurred sponsors to call into question the level of their existing promises.By contrast, if use of the HBS were confined to a risk management tool for those managing IORPs and/or national supervisors, then EIOPA envisages that the “fully funded requirement” will remain. In this case, the HBS would not help grow cross-border schemes. The best that can be said is that it would be no worse than at present.EIOPA: The listening supervisorSeasoned followers of EIOPA’s activities – not just for pension funds but also Solvency II for insurers – may, like me, find themselves struggling to equate Bernardino’s “we have listened, engaged and compromised” statements with past experience. Rarely have so many traditionally disparate voices been united in calling for an end to the project of seeking to impose an EU-wide solvency standard on pensions. In 2012-13, Business Europe, the European Trade Union Congress, PensionsEurope and other industry groups stated that solvency “harmonisation plans would have negative effects on the existence and adequacy of occupational pensions and the resources available for company investments in growth and jobs”. Yet EIOPA continues to push for just such an objective.As mentioned above, insurers have also experienced EIOPA’s ‘listening’ ways. In 2013, EIOPA undertook public consultations on proposals for “guidelines on the system of governance” and the “forward looking assessment of own risks”. In its final reports, EIOPA wrote: “The … regular stress-testing is another issue that respondents object to” but concluded that “stress tests and scenario analyses do, in EIOPA’s view, … determine how exposed the undertaking is to certain risks”. Similarly, despite the development of an “own set of key risk indicators” being “among the most opposed requirements”, EIOPA decided that “key risk indicators are an important monitoring tool”. Evidence of cases where EIOPA has listened, engaged and compromised is, in my view, rather more difficult to find.In praise of EIOPAIn light of the above, you may be puzzled by the title of this article. Well, despite the foregoing, EIOPA’s work on the first quantitative impact study and the proposal for the HBS has been a useful contribution to the debate on suitable risk-management and governance tools for pension funds providing defined benefits. My praise is in anticipation of EIOPA truly listening to stakeholders in future and deciding that its contribution to the debate is sufficient and that national supervisors and individual member states can decide how best to take matters from here.Mark Dowsey is senior consultant at Towers Watson in its UK office, focusing on pension regulatory issues across the EU Towers Watson’s Mark Dowsey offers some rather qualified praise for EIOPA’s efforts to dateI’ve read recent IPE articles quoting the European Insurance and Occupational Pensions Authority (EIOPA) chairman, Gabriel Bernardino, with great interest. Two leapt out at me, as the titles did not seem to accord with my experience – HBS best way to grow cross-border schemes, says EIOPA and Interview, Gabriel Bernardino: We are listening.I have not heard anyone argue, with the exception of some within the European Commission, that the introduction of the holistic balance sheet (HBS) will lead to an increase in the number of cross-border pension funds. Moreover, in a speech in June 2012, Bernardino presented a slide that showed stakeholders’ views as to the obstacles to cross-border activity. The ‘full funding’ requirement ranked only fourth – with social and labour law, tax regimes and even lack of demand outweighing the full funding issue.I would not deny that the inclusion of “fully funded at all times” in the first IORP Directive is a hindrance to the consolidation of defined benefit (DB) pension funds. Such consolidation is attractive, in particular to multi-national companies. However, the conclusion that this would be solved by introducing the HBS is wrong for the reason set out below.last_img read more

  • Literacy Society seeks tutors

    first_imgThe Literacy Society is looking for people who are interested in sharing their knowledge English language.Volunteers would work with adults who want to upgrade their basic literacy skills or who want to learn English as a Second Language. – Advertisement -The group is offering a free 18-hour tutor training seminar, which would run for four weeks every Monday evening.The training includes strategies for teaching adults reading, writing, math and English as a Second Language.In return, tutors are asked to make a six month commitment and will receive ongoing support throughout the process.Anyone interested in volunteering can call 250-785-2110 or email [email protected] St. Johnliteracy.caAdvertisement By Energeticcity.ca stafflast_img read more

  • Big Science Succumbs to Political Correctness

    first_imgIs science immune from cultural trends? In theory, hopefully; in practice, often not.The timing looks suspicious. Right when Obama pushed ahead on so-called “transgender rights” to appease LGBT activists, science news sources announced that transgender identity “is not a mental disorder” (Medical Xpress and Live Science). Till now, the World Health Organization listed it as such, but according to another post by Medical Xpress, the “findings” of a new “study” conducted in Mexico City interviewing 250 individuals purports to show that the distress and dysfunction are not caused by their alleged gender identity, but rather by their feelings of rejection by other people.This resembles the case where activists pressured a leading psychiatrist to de-list homosexuality as a mental disorder (1/10/16). Homosexual activists needed to dismantle that stigma, so that they could advertise themselves as just as normal as heterosexuals. Their political rise to power (despite the suspicious circumstances behind that psychiatrist’s change of opinion, and their small population size) has been legendary. Now that the T in LGBT is taking prominence, one can foresee the complete normalization of gender-identity politics as well. If they succeed, any fringe group could conceivably follow the same playbook to achieve political power.Science is not supposed to work this way. Researchers are supposed to base their findings on empirical evidence, making tentative conclusions that are reproducible. Surveys are notoriously subject to bias, as we saw in the Lacour fraud (12/12/14). Who knows what went on with the survey takers and questioners? We can guess from the result: the tables have turned, and the UN is now announcing that the real concern is “transphobia.” Normal people are the new mentally disordered for not accepting the trendy transgenders.Big Science continues to blatantly support the Democrat Party, seeing them as more likely to fund their pet projects. The UK-based journal Nature inserted itself into American politics again, comparing Trump and Clinton as being “worlds apart” on “science” priorities. Their partners in bias, the editors of New Scientist, don’t even pretend to give balanced coverage. To them, “Donald Trump is bending reality to get into the American psyche.” Apparently that’s not Hillary Clinton’s character defect. Where is their mention that she was caught in multiple lies by the FBI?Left-leaning Live Science, always glad to stick it to Republicans, gleefully showed that Barack Obama is listed as co-author on a journal paper. “In an unusual move for a sitting president, Barack Obama has published a scholarly paper in a scientific journal,” Rachael Rettner writes, even though the paper deals with his controversial health policy angrily rejected by Republicans. Is that what science journals should be doing? What does it tell you about the Journal of the American Medical Association? Would they give equal opportunity for a Milton Friedman to respond? Does the AMA stand to benefit in some way from Obamacare?Whenever there is a serious disagreement between scientists on a given issue, the journals of Big Science can be counted on to take the leftist side. Ironically, Nature is wringing its hands over the terrible situation for scientists in Venezuela—a once-prosperous market-based democracy—that has imploded under the socialist policies of former dictator Hugo Chavez and his successors. Inflation has skyrocketed, store shelves are empty, and hungry people are rioting in the streets. To what does Nature attribute this political disaster? Not to socialism, but to a drop in oil prices.When 1960s hippie radicals got clever, they stopped burning and rioting and turned to politics. They infiltrated the universities, the courts, and the labor unions. Now almost all the “Big” institutions—Big Labor, Big Education, Big Law, Big Hollywood, and Big Science—are firmly in their grasp. Big Business is falling in line now, too, as seen in corporate support for “transgender rights” at Target, and repudiation of North Carolina for having the audacity to state the obvious, that people should use the restroom matching their sex stated on their birth certificates.As western civilization commits suicide without help of IS beheaders, one thing will stand: reality. You can’t fight God’s moral order forever. Sooner or later, reality fights back. We just hope it won’t be too late. (Visited 41 times, 1 visits today)FacebookTwitterPinterestSave分享0last_img read more

  • New eye care unit for KZN children

    first_imgThe Orbis Paediatric Eye Care Centre will offer specialised treatment and surgery for blinding conditions that are common in South Africa. (Image: Paula Wilson Media Consulting) Early intervention to address child eye problems can make a major difference to the quality of a youngster’s life. (Image: Paula Wilson Media Consulting) MEDIA CONTACTS • Cathy Williams  Paula Wilson Media Consulting   +27 21 782 2847RELATED ARTICLES • Universal healthcare for SA? • Healthcare from your mobile • Brazil health plan adapted for SA • R13.8m surgical skills centre for SA • Smile Week to transform children’s lives Wilma den HartighA new state-of-the-art paediatric eye-care centre has opened at the Inkosi Albert Luthuli Central Hospital (IALCH) in Durban in KwaZulu-Natal. The new facility is a major step forward for child eye health in South Africa.The centre was established in partnership between the KwaZulu-Natal Department of Health and Orbis, an international non-profit organisation that works to fight blindness by providing quality eye care in developing countries.The new facility forms part of a three-year strategy to improve children’s eye health in KwaZulu-Natal and alleviate avoidable blindness.Latest sight-saving technologyThe Orbis Paediatric Eye Care Centre will offer specialised treatment and surgery for blinding conditions that are common in South Africa, such as paediatric congenital cataract, glaucoma, retinoblastoma and uncorrected refractive error.“This is a world-class facility where the most complex forms of surgery can be done,” says Lene Øverland, director of programmes for Orbis Europe, Middle East and Africa.Øverland says that although the new centre comes equipped with the best modern eye-care technology, it has been carefully designed with children in mind. “It is a child-friendly space and is designed in such a way that children feel comfortable going there,” she says.Better eye care for childrenThe new facility is a timely response to a major need in paediatric eye care in South Africa, as only the Western Cape has specialised eye-care services for children within the government health sector.“More centres are needed to relieve pressure on existing eye-care facilities in South Africa,” she says.Orbis has identified sub-Saharan Africa as a priority region as it carries the heaviest burden of blindness globally.According to World Health Organisation statistics, the greatest need is in developing countries, where 90% of the blind live. Further statistics indicate that up to 60% of infants die within two years of becoming blind.“Eye care is often a neglected area of healthcare because it is not seen as big a threat as conditions such as HIV and malaria,” she says.“In about half of the cases, paediatric blindness could be prevented if access to appropriate medical facilities were available at the right time.”In May 2011 Orbis made a commitment to develop an additional 10 paediatric eye-care centres in sub-Saharan Africa by 2021. This centre at IALCH is the second of these 10 centres.Strengthening the referral networkØverland says that part of their work is to communicate the value of early intervention in eye care. Strengthening the referral network, training healthcare workers at primary, secondary and tertiary levels and improving awareness among parents and care-givers are other elements of the comprehensive eye-care plan.“Early intervention is absolutely crucial and is a very important part of this project. We want to ensure that primary and secondary healthcare workers know when to refer cases for further treatment,” she says.Research has shown that childhood blindness accounts for about a third of the total economic cost of blindness. Early intervention to address child eye problems can make a major difference to the quality of a youngster’s life.“Restoring a child’s sight gives one of the best returns on medical investment and more importantly, it gives a child the chance at having an independent life.”last_img read more

  • MTB Marathon World Champs for SA

    first_img“Winning this bid helps to cement Pietermaritzburg as a major global centre for top-end international cycling competition, and to pursue the city’s and the province’s dream of making Pietermaritzburg South Africa’s ‘Cycle City’,” event organiser Alec Lenferna said on Friday. Incredibly, he said, Pietermaritzburg has so far not lost a bid for a UCI-backed event since 2006. The Marathon World Championships are the latest in what has become a long list of successful UCI-backed events for Pietermaritzburg and its environs. The event will likely take place in late September, but the dates are yet to be finalised. The reason for holding it later in the year is to allow riders opportunities to qualify in Marathon World Series events, one of which takes place early in the year, in Sabie in Mpumalanga. “Endurance events, we’re crazy about that sort of stuff,” Lenferna laughed. “We ask guys to do 30 ks through the forests at the Cascades MTB Park and they baulk. We ask them to do 70 ks, and 4 000 turn up!” The event, which is also open to amateur competitors, will present an opportunity for other South African cyclists, with their strong background in endurance events, to shine. Burry Stander, who has excelled at cross-country and in marathon events, including the Karkloof Classic, is also likely to feature, along with his Team Specialized Racing teammate and regular visitor to South Africa, Christoph Sauser, who has won world titles in both cross-country and marathon. ‘Success breeds success’“We’ve built up a very successful and good rapport with the UCI,” Lenferna reckoned. “Success breeds success, and we wouldn’t keep being awarded events if we weren’t doing a good job.” ‘We’re crazy about that sort of stuff’ Local stars such as Kevin Evans, David George and Brandon Stewart, who prefer longer events to cross-country races, will get the chance to mix it up with the world’s best on home soil. With the elite event covering 110 kilometres, additional track will have to be prepared. The Mr Price Karkloof Classic, the largest mountain bike festival in the country, which draws about 4 000 competitors annually, has a 60-kilometre route for its longest race. In 2013, the UCI Mountain Bike and Trials World Championships and UCI MTB Masters World Championships will be held in the city. “The major benefit is that World Championships create better commissaires, judges, and officials,” Lenferna added. “It’s not just about the riders. It uplifts the whole sport.”center_img South African mountain bike fans who have been lucky enough to see the world’s leading cross-country competitors in action at the UCI MTB World Cup Pietermaritzburg will get to see some different international stars, Lenferna said. ‘There will be improvements’Speaking to SAinfo, Lenferna said the Marathon World Championships would also be to the benefit of the many events already held at Karkloof. “There will be improvements to the course and venue, and future events will be much better. Still to come in 2012, Pietermaritzburg will once more host the Msunduzi Road Challenge, which will serve as the UCI World Cycling Tour finals. Cycling South Africa has pulled off yet another coup after being awarded the right to stage the 2014 Mountain Bike (MTB) Marathon World Championships in the greater Pietermaritzburg area in KwaZulu-Natal. Different international stars 15 June 2012 He expects a field upwards of 3 000 competitors for the World Championships. The city has in recent years hosted BMX World Cup and World Championship events, the MTB World Cup, and road races such as the Intaka World’s View Challenge and the Msunduzi Road Challenge. Past UCI events The announcement was made at the Union Cycliste Internationale (UCI) board meeting in Salzburg, Austria on Thursday evening. Would you like to use this article in your publication or on your website? See: Using SAinfo materiallast_img read more

  • Remedios one Flower Hair Comb Wedding Headpieces – Delicate yet sturdy – and perfect against all hair types/colours

    first_img Can’t wait to wear this for my wedding. Delicate yet sturdy – and perfect against all hair types/colours. Gorgeous bridesmaid hair detail: barrette grips well, and won’t fall out. Features of one Flower Hair Comb Wedding HeadpiecesSize: 5.9*2.8inch/15*7cmEmbellishment: Crystals, flowers, pearlsElegant design will surely make you to be the star around the peopleIt lets you show off your love of nature with an accessory that will make a big impression on your big day and then last for a lifetimeOccasion: Wedding, Party, Pageant, Prom, Other special occasions, etc Delicate yet sturdy – and perfect against all hair types/colours. Gorgeous bridesmaid hair detail: barrette grips well, and won’t fall out. It is flexible and bends to shape. My only worry is that its colour is more towards ivory rather than pure white and my dress is white. But customer service was excellent so can’t complain.A really nice hair clip overall. It is flexible and bends to shape. Lovely quality exactly what i expected. Just what i wanted cant wait to wear it for my wedding in 2 weeks. Looks very nice but comb could be bigger as very small. Good for the price but you get what you pay for. I chose not to wear it on my wedding day. Good for the price but you get what you pay for. I chose not to wear it on my wedding day. Very pretty, just wish clip was larger,won’t hold up the hair. This is a beautiful and quality for money product. It has a slide grip but you can use pins to attach around the sides to help secure it more, if needed. Although i haven’t done this, it looks possible to detach from the slide grip if you wanted to (from what i can see anyway). Lovely head wear for a bride to be. This is so lovely but my hairdresser for the day said it was too heavy for the way she had put my hair up. Looks very nice but comb could be bigger as very small. Can’t wait to wear this for my wedding. Beautiful and extremely easy to use far exceeded my expectations and looked gorgeous, fit for bridal wear . Very pretty, just wish clip was larger,won’t hold up the hair. This is so lovely but my hairdresser for the day said it was too heavy for the way she had put my hair up. It was perfect for my wedding day. SummaryReviewer Nathalie DuboisReview Date2018-01-23 07:55:34Reviewed Item one Flower Hair Comb Wedding HeadpiecesRating 5.0 / 5  stars, based on  30  reviewsPrice£11.99 My only worry is that its colour is more towards ivory rather than pure white and my dress is white. But customer service was excellent so can’t complain.A really nice hair clip overall. This is a beautiful and quality for money product. It has a slide grip but you can use pins to attach around the sides to help secure it more, if needed. Although i haven’t done this, it looks possible to detach from the slide grip if you wanted to (from what i can see anyway). Lovely head wear for a bride to be. Just what i wanted cant wait to wear it for my wedding in 2 weeks. Beautiful bridal wearDelicate yet sturdy – and perfect against all hair types/coloursA lovely Hair Clip!last_img read more

  • October Caregiving Webinar: Marital Conflict

    first_imgJoin us this month as we host our FREE monthly caregiving professional development webinar, Handling Marital Conflict Constructively: It Starts with Me, and Begins with “I.”Date: Wednesday, October 29, 2014Time: 11:00 a.m. – Noon EasternEvent Location: Handling Marital Conflict Constructively: It Starts with Me, & Begins with “I”Michael Roos, a licensed marriage and family therapist with Anuway Counseling, LLC and a Military Family Life Counselor at Magellan Health Services at Joint Base Lewis-McChord will introduce participants to the primary origins of marital conflict within the military. Military service members and their spouses often experience unique challenges that come with military life, for instance, frequent deployments, long distance relationships, and challenges if the service member becomes wounded in combat. Roos will share with participants how conflict develops within relationships and how to confront such conflicts instead of avoid it, and to work together to bring about resolve and growth as a couple.CEU Credit Available!The Military Families Learning Network will be providing 1.0 National Association of Social Workers (NASW) continuing education credit to credentialed participants. Certificates of Completion will also be available for training hours as well. For more information on CEU credit, see NASW Continuing Education Instructions.Interested in Joining the Webinar?*No registration is required; simply go to Handling Marital Conflict Constructively the day of the event to join. The webinar is hosted by the Department of Defense so you must install security certificates if you are not located on a military installation. Instructions for certificate installation can be found by clicking on DCO Adobe Certificate Installation.For those who cannot connect to the Adobe site, an alternative viewing of this presentation will be running on Ustream. You can connect to the Adobe webinars using iPhone, iPad, and Droid apps. Search for DCO Connect in the respective stores.This post was published on the Military Families Learning Network blog on October 13, 2014.last_img read more

  • Key Takeaways from Caregiving Webinar: Promoting Knowledge

    first_imgStages of change: Recognize how adults put behavior change into practice to enable them to receive really high quality outcomes from the education that they are being provided.Key TakeawaysSo what is the moral of the story? What can you as a service provider do to increase the knowledge of your service members and their caregivers using the three core competencies discussed in Tuesday’s session?Remember, communication is a cycle in which errors can occur. Learn to tailor your messages to what the person you are working with wants to know. For example, you are providing high quality information, but you are also looking for that feedback from the client. You must acknowledge their experience and their need to be self-directing and that you are listening and responding appropriately.Adults want task-oriented learning. Make your education about the tasks, not about the education. Give your clients something they can take and run with and appeal to their variety of learning styles. Support what you are saying with written information and give your client something that they can do on their own. Change is hard and relapse happens, but if we can plan accordingly we can look for ways to help facilitate that change and plan for action.If you missed Tuesday’s webinar click on Promoting Knowledge Gain and Behavior Change through Effective Education to learn more. There is still time to watch the recording and receive continuing education credit or a certificate of completion.This MFLN-Military Caregiving concentration blog post was published on May 17, 2015. Principles of adult learning: Understand how and why do adults learn new information and what it takes to effectively transform information into education to promote knowledge gain. This week the MFLN Military Caregiving team hosted their monthly professional development webinar on, ‘Promoting Knowledge Gain and Behavior Change through Effective Education.’ After presenting the content to professionals, Andy Crocker, webinar presenter and Extension Specialist in Gerontology and Health at Texas A&M AgriLife Extension Service, provided key takeaways for participants to implement in their work with clientele.During the presentation Crocker addressed eliciting knowledge gain and behavior change by highlighting three core competences to professional development: (1) effective communication, (2) principals of adult learning, and (3) stages of change.Each of the core competences identified in the presentation provided a framework to effective education.Communication: Identify how helping professionals can be active listeners and active responders when working with service members and their caregivers and understand the importance of interpersonal relationships among helping professionals.last_img read more

  • BJP doing better work in State than at Centre: Hazare

    first_imgThe Devendra Fadnavis-led Bharatiya Janata Party (BJP) government in Maharashtra was doing better work than the [Narendra] Modi government at the Centre, said Anna Hazare at a meeting at the Yashwantrao Chavan Academy of Development Administration to discuss the draft of the new State Lokayukta Act.“I had sent several letters to Prime Minister Narendra Modi on a number of issues facing the people, including the appointment of a Lokpal … Yet, his administration never paid any attention to them,” Mr. Hazare said, adding that he would continue to fight for people’s rights.The 81-year-old activist is part of the joint committee headed by Maharashtra Chief Secretary Ajoy Mehta tasked with preparing a new Lokayukta Act for the State. “The Chief Minister’s approach towards the Lokayukta has been positive so far,” Mr. Hazare said.“The Lokpal and the Lokayuktas Act came into being [in 2013] with the aim to put the brakes on corruption. It posited that after the appointment of an ombudsman at the Centre, a Lokayukta would be appointed at the State level within a year…the purpose of today’s meeting is to come out with a draft to formulate a strong Lokayukta Act in Maharashtra,” Mr. Hazare said.The law, which will be drafted by a 10-member panel, is to be presented in the upcoming session of the State Legislature which begins June 17.The committee was set up in keeping with Mr. Fadnavis’ assurances to Mr. Hazare in February when the latter had had gone on a week-long hunger strike, demanding the appointment of the Lokpal at the Centre and a strong Lokayukta Act in the State among other things.Mr. Hazare further remarked that he hoped the proposed Lokayukta Act would serve as a model for the Centre akin to the Right to Information (RTI) Act, which was first enacted in Maharashtra.At the time of his hunger strike in February, Mr. Hazare had lashed out at Mr. Modi and the BJP, declaring that the party had used him and exploited his Jan Lokpal agitation to come to power in 2014.Targeting the [Narendra] Modi government, he had also said that it did not adhere to constitutional norms and that the Prime Minister was “transforming the Central government into a dictatorship”.It was only after receiving ‘satisfactory assurances’ from the Centre and the State that Mr. Hazare had withdrawn his agitation.last_img read more

  • MS Dhoni-led Pune favourites to win IPL 2016, says Sunil Gavaskar

    first_imgFormer skipper Sunil Gavaskar suggested that new IPL team Rajkot should have an Indian captain, saying it makes sense to have somebody at the helm who knows the local players well.Mobile company Intex grabbed the Rajkot franchise and picked Suresh Raina, local hero Ravindra Jadeja, Kiwi superstar Brendon McCullum and Australian all-rounder James Faulkner.”In IPL it makes sense that team has an Indian captain. he knows local players, knows the weaknesses and strengths of local players. And you need an Indian coach if you make Brendon McCullum the captain,” the legendary opener said.Gavaskar also said, people of Gujarat will receive the Rajkot team with “great enthusiasm”.Pune favourites However, Gavaskar felt the Pune franchise would be favourite since they have Indian one-day skipper Mahendra Singh Dhoni in its ranks.”Any team that has MS will start as favourite. The kind of cricket he plays, he can turn the match on its head. Then Pune has Ashwin, who is in incredible form and Faf du Plessis. Balance in any team is crucial. Pune I think is a little stronger than Rajkot,” Gavaskar said.”It’s triple delight. He (Dhoni) is a player, captain and a brand. Any new franchise needs someone like MSD. He is the biggest brand in Indian sports. He brings that leadership quality on the table. Pune has done the right thing by picking him,” he said.last_img read more