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  • Where are my keys?

    first_img Ahh Donald, it is nothing! Papa God promises us that we will not be called to endure anything that He did not give us the power to stand. “I will not allow you to be tempted beyond that which you are able to endure!” Blessing on you son, Chaz Kennie May 7, 2018 at 7:50 pm Don, it is our persistent and ongoing faith in our loving God that sustains us from day to day. What a blessing to know another persons love. Yes my friend, Betty always loved you and you have something to look forward to, something that will be more beautiful than anything you can imagine. Blessings pal, Chaz May 6, 2018 at 9:24 pm Reply Dear candy, I have heard it said and I must agree that tears are a universal language. You have touched my heart deeply my friend and there are tears in my eyes as I type this reply. What you describe is so very frustrating and yet rewarding at the same time. Would I ever imagine entering this journey again knowing what I know today? No way! Would I take anything for the experience? Again, No way! I cherish my wife. Her name is Nancy and what a joyful child woman she is! 22 years ago I never imagined that I would be called upon to be a parent again but… such is life. All of the emotions you describe I have experienced and am experiencing.Dear Papa God, Please bless Candy and hold her and hers close to your heart. Let her feel your presence and hear your voice whispering her name. I praise you and thank you for touching me with Candy’s words Father. Help each of us to be what you call us to be. In Jesus’ wonderful and Holy name I ask this, AmenYou take care dear one, your friend, Chaz Charles Towne Reply Share on Facebook Tweet on Twitter May 6, 2018 at 4:03 pm Oh Ernie, how true! We as Christians have the blessed hope of Jesus’ ultimate return to sustain and keep us. Praise Papa God from whom all blessings flow! Thanks so much. Chaz May 6, 2018 at 9:33 am Charles Towne Thanks so very much Kristin. I believe that we are all called to be servants and to help one another as Jesus would and does help each of us. You are a blessing to those that visit with you as only you can be a blessing. Each of us are called but not everybody responds in a Christlike manner. Blessings my friend, Chaz May 6, 2018 at 12:24 pm Reply Reply Once upon a time I was companion during the day to a lady who had Alzheimer’s. All she wanted to do was sit in front of the tv. No comments, she just sat there. Maybe she would doze off once in awhile. Tried to get her to “help” me make cookies. She couldn’t do that. Tried to get her to walk outside. She didn’t want to do that either. Was very frustrating. I felt very helpless but more than that I felt bad for her as her quality of life was so limited.Then when, Larry, my late husband’s health began to decline, as he was in the late stages of leukemia, he could no longer drive himself anywhere, but he was able to get a scooter and that seemed to be satisfactory for him. We lived in the small town of Keene, tx where everyone knew each other and Hecould toodle all over town, visiting whoever he wanted.God was so precious through it all! Gave me strength and courage to meet his needs up to 2 weeks before he passed away. Then we had to take him to hospital as he was too weak for me to help him to bathroom, etc. But a better tomorrow is coming when there will be no more death, nor sorrow nor crying, nether shall there be any more pain . . . Come LORD Jesus, come soon, amen! It is always nice to be reminded that our life story has many things in common with other life story. My mom has dementia. I remember when she had to give up driving. It wasn’t easy, took a doctor’s order for her to finally accept the decision. Driving in our culture has become an indicator of one’s independence. Who wants to become dependent after managing their life for 60 years. I can’t imagine not being able to go when i want to. It is my prayer for all of us that these times in our lives will be anticipated. Allowing us to make the decision to let go of things before they become necessary. And just maybe we wont have to! Jesus has a great place for us that won’t include any debilitating diseases. May 6, 2018 at 9:50 am Charles Towne EJ Don Young Reply charles towne Save my name, email, and website in this browser for the next time I comment. May 7, 2018 at 6:55 am Reply May 6, 2018 at 8:13 am Reply Reply I can’t begin to imagine how heartbreaking it is to experience what you have had to Chuck. My prayers and love to both you and Nancy. Reply Heart breaking story. I love Nan. Unfortunately, this is what happens to the mind when dementia settles in. I’ve experienced it with my loved ones as well. It is evil and takes down everyone involved in the afflicted person’s life. I pray for all of those involved. God bless you Charles. You have a big heart. After my Betty became a Full Time Resident, I would come in twice daily to help feed her. At first, and after the evening meal (Betty was always in bed for her evening meal), I never noticed a problem with her memory. From 2016 until she passed away March 7 2018, her short time memory started to fade! At the last I would help feed her and then take the food tray back to the cart. Sometimes she would ask me “Have I eaten yet?” And, her short time memory was getting progressively worse!The only thing, her long time memory was as good as ever! She could remember every bad thing I had done in our 53 years of marriage! But, she loved me anyway, and that was the most important thing of all. Some day I will get to see her in Heaven and all the pain of losing her will be gone forever! May 6, 2018 at 11:41 pm Thank you, Chuck. Another story, painful, but so remindful of what many caregivers…and patients go through. Thank you, Lord, for your promise of a brighter tomorrow,a tomorrow filled with hope, knowing that your word says you will never leave us, nor forsake us.A promise of a healed and glorified body in Heaven and a promise of a reward waiting for us, because of our belief and trust in Jesus, our Lord and Savior. Hallelujah!!As difficult as it may be, remember the word tells us to lean not unto our own understanding, but to fight the good fight until the end.May God’s gracious love, mercy and protection be on you, Chuck, as you live your life giving unselfishly of yourself. God’s blessings on you and Nancy. NH Ernie Bursey Kristin Reply Linda Scott Richard Reply Reply Gymrat Reply My mom quit driving before the disease made her, I think she was just getting too nervous to drive. As the dementia progressed she often wanted “to go home”,she lived with and was cared for by my sister and I would visit as often as possible. I learned that going home was fairly common with dementia patients and it meant something different to each of them. In my mom’s case it often meant walking with her all around the subdivision while she looked for her car! At times we would stop and ask people we saw if they knew where her car was! I always thought of it as exercise for mom, otherwise she would just sit in a chair, and it offered a chance to meet lots of nice neighbors. I thank God for those times with mom, they are still precious to me! Dear CSG, my heart goes out to anybody that has lived with and cared for a dementia patient. We often are called upon to endure a lot that another may have a little. Our love for the one in a diminished state exemplifies Papa God’s magnificent love for a sin sick world. Persist! Persist in love. Persist in what is right. Persist. I treasure the moments of lucidity with my darling. I treasure her smile. I treasure her! Thanks for your prayers. May you be greatly blessed. Chaz LEAVE A REPLY Cancel reply Yes Richard, I agree. Any time we spend in love as you and your sister have done so faithfully I am sure is accepted as reasonable service by our loving God. Difficult? Yes there are difficulties, but we are better people for the difficulties. I feel so very sorry for those that walk away from what can definitely be almost intolerable at times but such blessings at others. Nancy’s son has abandoned his mama. In twenty two years there has been little contact. He is embarrassed. She has three grandchildren that she has seen three times because of parents that don’t want to be bothered when Nancy needs them so much. I think that the children are deprived of such a great blessing by not knowing their grandmother, and yes, she is a GRAND mother. Sad, so sad. God bless you my friend and thanks for the comment. Chaz Reply Please enter your comment! Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 Richard May 9, 2018 at 7:02 pm Reply Charles Towne Scariest thing about the disease is trying to convince a doctor that it’s something more than “old age.” By the time you get someone to look at it seriously ( or admit they have it) your loved one well on your way to somewhere else. Tragic. InspirationBy Charles Towne Editor’s Note: This is the second of a series of articles on caregivers and caregiving.One evening several years ago the phone rang. It was my wife and it was obvious that she was distraught and that she had been crying.  She told me that she had left her workplace in Apopka and instead of turning right to go home she turned left and drove and drove and drove. She drove over twenty miles out of the way and ended up at the Orlando International airport.About a month later the incident repeated itself.During this time Nanny was involved in three minor fender-benders and then she rear-ended a pickup truck at a stop light. She was given a ticket for careless driving for that last one which resulted in her having to take a driving course.Much to her dismay, she couldn’t make heads or tails of the traffic signs and the inevitable verdict came back, “NO MORE DRIVING!”Like most of us my darling, my well-educated world traveler, my adventurer, took driving for granted.  It was like breathing and walking, something she knew she would always be able to do.  And then one day she was no longer able to do it.Please imagine one of your greatest freedoms is suddenly snatched away from you.  Imagine losing your ability to do something that you have always enjoyed doing, imagine…One day I found my sweetie sitting in the driver’s seat of our pickup truck.  She was neatly dressed and her purse was on the seat beside her.  Her face was wet with tears.  I opened the door and asked, “What’s wrong honey, why are you crying?”  Smiling her beautiful smile She looked at me through her tears and said, “I can’t find my keys… Charles, have you seen my keys?”And so now, after fifteen years of caregiving, I was forced to make a decision.  As difficult as it was I am satisfied that it was the right decision.Nanny is now a resident of the Florida Living nursing center.   She doesn’t understand why, just that she is.I love my wife.  I visit with her for a few hours each day.  It is not what I planned, it’s just the way it is.A CAREGIVER’S PRAYERDear God, please help me to be understanding and compassionate as Jesus is understanding and compassionate.  Please help me to always speak words of encouragement and hope to those that need it.  Let others see Jesus in me.  Speak to me and give me grace.  In Jesus’ blessed name I ask it, AmenCharles Towne is first and foremost a Christian. An octogenarian, author, journalist, wildlife photographer, naturalist, caregiver, and survivor, his life has been and continues to be, a never-ending adventure filled with possibilities never imagined. He has adopted the philosophy that to Live fully, laugh uproariously, love passionately, and learn like there is no tomorrow, is a formula for a long and joy-filled life.center_img Charles Towne May 7, 2018 at 12:05 pm Reply TAGSCharles TowneInspiration Previous articleUpdating Breaking News: Morning crash on SR 429 kills driverNext articleReflecting as Mother’s Day approaches Denise Connell RELATED ARTICLESMORE FROM AUTHOR Don Lindsey Reply May 13, 2018 at 10:14 pm CSG Reply Pal, That has always puzzled me, how in the world she knew I did something errant even before I did whatever it was I was supposed to have done. My mother didn’t give me a clop on the back of the head, huh uh, she just pointed her finger at me and shook her head. As I remember I was somewhere in my latter seventies the last time that happened. All I could do was shake my head in return and forget whatever it was that I was planning. Bless mamas everywhere. Chaz Reply May 7, 2018 at 7:59 pm It seems like dementia and Alzheimer’s take such a major toll on everyone involved. Thankfully, we have faithful caregivers who take on these enormous challenges. So many people need the support and advice from the caregivers who have gone before them and learned some valuable lessons to pass along. Charles thank you for your passion for helping the caregivers who are just starting on their journey. Reply Charles Towne Dear Gymrat, it seems that more could be done to improve the lifestyle of these dear family members now rather than later. I have arrived at the conclusion that most doctors don’t have a clue what is going on with their dementia patients. Prescribe drugs and keep them calm is the order of the day. Yes it is tragic and I fear it is this same way in most nursing homes. Let us pray that the so called professionals see the light while something can be done for our loved ones. Bless you, Chaz Dear NH, heart breaking? Yes, but not the end. There will come that time when the faithful will hear those blessed words, “Well done my good and faithful servant, enter in to the glory of the Lord.” As I look outside this morning and see the rain I know that the rain will stop and the sunshine of God’s promises will replenish men’s hearts! The troubles of this life are temporary and fleeting but in each difficulty there are lessons to be learned that we can be solid and faithful. Thanks for the kind words my dear friend, Chaz Reply Charles Towne May 7, 2018 at 9:29 pm Donald and Richard, and then there was always the old “Mama ploy!” The mama ploy went something like this: Mama- “Why did you do it?”Me: “Do what mama?”Mama: “You know very well what you did and don’t you deny it!”Me: “But…?”Mama: “And don’t you dare but me young man! You just wait until your father comes home and then you will really get it!” This was called (the Father ploy.)And this was usually where I would hang myself.Me: “Oh nooo, I didn’t mean to do it! Please Mama, don’t tell daddy!”Only years later after I had children of my own did I finally catch on.A SALUTE TO MAMAS EVERYWHERE! Chaz Reply Linda, I can just visualize Larry toodleing around Keene on that scooter! It had to be something and I am sure it added to his quality of life. Larry loved you sissy. God bless you all. Unka Chuck May 8, 2018 at 11:09 am “The way it is”. Yes, but not the way it will be, thank God. May 6, 2018 at 9:18 pm The Anatomy of Fear Charles Towne May 15, 2018 at 6:15 am Charles Towne Reply 27 COMMENTS Such a CRUL DEASE! May 8, 2018 at 7:27 pm Reply Charles Towne I’m in tears as I read this. Thank you for sharing. To all caregivers, whether you have your loved one at home or in an assisted living facility, remember the airline admonishment to put on your oxygen mask first. My mom fell one day and thus began the downward spiral of Parkinson’s Lewy Body Dementia (LBD). I put her in a facility since I was too busy to care for her, and it seems too busy to visit her. I moved her closer to work, but then since that was part time, most of the time, I didn’t get to visit her. One day she was sitting on the side of her bed and seemed sad. I asked her what was wrong and she said, “I just want to be home with my little dog.” Within a week, I had her home. Shortly after, I quit my job and became a full time caregiver. I never had children, had no clue about this thing called Dementia, but I gave it my best as Mom went through the varying, ravaging stages of the disease. Husband said I earned my stripes one day – only my baby was 135 lb. of snarling, full-toothed hotbed of contradictions. We laughed until she no longer could. We cried a lot as she screamed at me as though it was my fault. I screamed, I prayed, I begged forgiveness. Desperate and afraid that I would go off the deep end, I learned of Share the Care, and the facility itself was wonderful, the getting here there was a logistical nightmare for her. In the last 6 months, I had Hospice of the Comforter and that was when I learned that I needed to take care of myself as well. Of all the accomplishments in my life, caring for my mother was the most difficult and yet, the most rewarding. God bless all of your readers and non-readers who care for their loved ones. Thank you for sharing. charles towne Kennie, your powerful suggestion about preparing for that time which for some of us might very well be inevitable is well taken. So often we fail to prepare and thus we are placed in the position where we are forced into making decisions with little or no planning. Not only is the difficulty compounded to the nth degree by spur of the moment decisions but we very well might be forced to make the wrong decision entirely. Wrong decisions might very well not only be costly but cruel as well. Oh what a glory day awaits the faithful! Blessings on you and yours my friend, Chaz May 12, 2018 at 11:06 pm May 6, 2018 at 8:10 am May 7, 2018 at 12:24 pm You have entered an incorrect email address! Please enter your email address here May 9, 2018 at 3:23 pm Reply May 7, 2018 at 7:18 am Charles Towne May 7, 2018 at 2:10 pm Reply Candy Sullivan May 7, 2018 at 7:40 am May 21, 2018 at 4:39 pm Could it be a sign of the times or just apart of the human lot? We know that dementia has been around for thousands of years, in fact to the point of making jokes about it. For my entire life I have heard comments like, “OH, HE HAS OLD TIMERS DISEASE” when people forgot something. We all forget things occasionally, we forget names as well as addresses and phone numbers. Much of this forgetting is due to nothing other than mental laziness. Keeping the mind active by things other than the boob tube is important. Is the disease Cruel? Yes. Necessary? I wonder. A lot of man’s diseases are caused by the foods we consume but for heavens sake don’t anybody suggest that we stop eating the delicious slop that is part of our diet. Thanks EJ and God bless you all. Chaz May 7, 2018 at 8:04 pm Charles Towne Chuck I was rereading the comments and this is for Don Young….. I know what you mean about long term memory because my mom was 92 when she passed away but before that, as I would visit, if I didn,t stay alert she would manage to sneak up behind me and give me what we used to refer to as ” a clop on the back of the head! ” . When I asked what that was for (remember I was in my 60′ s), she always smiled that mother knows best smile and answered, “you know why!” The worst part was that I did! !!! Please enter your name here Support conservation and fish with NEW Florida specialty license plate Reply last_img read more

  • Blackbaud identifies additional 20% in unclaimed Gift Aid

    first_imgOur analysis provides some very interesting output, said Blackbaud Europe’s managing director Martin Jervis. The indexing and validation procedures we follow ensure our clients are completely confident when facing an HMRC audit. That alone represents a great step forward from just a couple of years ago when no similar solution was available.” AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 20 August 2007 | News Blackbaud identifies additional 20% in unclaimed Gift Aid Through its internal audit and analysis, Blackbaud has discovered that up to 20% of Gift Aid records contain errors or omissions that mean most charities are unable to claim the Gift Aid on them.Blackbaud’s own Gift Aid process allows charities to capture this percentage through its compliace review, which is an annual internal audit and analysis of clients’ Gift Aid records. It ofers precise remediation plans to secure the Gift Aid on these records. The system has been developed with advice from HMRC and includes modules for individual donations and sponsorship. It folows four key stages: current and historic form capture, identification of differences, remedial plans where appropriate, and ongoing management to ensure claims are maintained and up-to-date. Advertisementcenter_img Tagged with: Technology  24 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

  • Red Nose Day 2013 total passes £100 million

    first_imgPhoto: Gus Gregory  4 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis £2 million from proceeds from the official Red Nose Day single by One Direction and the band’s fundraising efforts. Over £2.3 million through BT’s two Red Nose Challenges, The BT Red Nose Challenge: Hell and High Water, and The BT Red Nose Challenge: Miranda’s Mad March. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis £2 million from British Airways raised through on-board collections, staff fundraising and breaking a Guinness World Record for the highest concert in the world. Red Nose Day 2013 total passes £100 million £3.7 million from TK Maxx through the sale of Stella McCartney designed t-shirts and a range of Emma Bridgewater designed homeware, plus staff fundraisingcenter_img The money raised, in a recession, by the British Public for Red Nose Day 2013 has just gone over A HUNDRED MILLION POUNDS. #staggering — emma freud (@emmafreud) September 10, 2013 Howard Lake | 11 September 2013 | News £11.6 million from Sainsbury’s through the sale of merchandise and staff and customer fundraising activities Lenny Henry, Trustee of Comic Relief, said: “It’s undeniable that many people are facing their own difficulties at the moment, making the generosity of the public who fundraised and donated to get the total to over £100 million even more breath-taking. Red Nose Day shows the compassion of the public and their commitment to helping poor and vulnerable people both here in the UK and across Africa.” Advertisement Red Nose Day 2013 has now raised £100,331,808. On the night of 15 March, the campaign raised over £75 million. Since then, the total has risen even more, to cement the record-breaking income achieved in the campaign’s 25th anniversary year.In addition to individuals’ donations, substantial sums raised include: About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

  • Spotty Rains and Cooler Temperatures Provide Some Relief for Indiana Crops

    first_img Spotty rains and cooler temperatures continued to provide relief to most of the dry areas of the State, according to Greg Matli, Indiana State Statistician for the USDA’s National Agricultural Statistics Service. Rain showers throughout the week were highly variable, leaving some areas soaked and others mostly dry. Statewide precipitation remains below average at 1.11 inches.Areas that did not receive the benefits from the rains at least experienced below average temperatures, helping to reduce crop stress. The statewide average temperature was 73.4 degrees, 5.3 degrees below normal.Corn silking was 6% complete in the North, 12% in Central, and 17% in the South. Corn rated in good to excellent condition was 75% in the North, 79% in Central, and 57% in the South. Farmers continued to utilize irrigation systems to aid with maintaining adequate soil moisture. Much of the corn crop that was affected by the previous week’s storms have recovered, however, heavy rains over the weekend in SW Indiana dropped up to 7 inches of rains in some fields.By region, soybeans blooming was 14% in the North, 20% in Central, and 15% in the South. Soybeans rated in good to excellent condition was 73% in the North, 79% in Central, and 57% in the South. Herbicide applications continued in the soybean fields, although controlling for marestail has been a challenge for growers. Plantings of early and double-cropped soybeans are finishing up.Nationally the condition of the U.S. corn crop remained unchanged at 75% good to excellent. Soybeans, however, declined slightly in condition.The weather was good for cutting and bailing hay again this week. Growth of hay and pasture fields have slowed down from the lack of significant rain, but remain above 70% in good to excellent condition. Livestock was reported to be in excellent condition. Other activities for the week included scouting fields for insects, certifying acreage with FSA, cleaning fencerows, applying fertilizer, working on harvest equipment, and mowing roadsides.Winter wheat was 27% harvested in the North, 65% in Central, and 93% in the South. Wheat harvested is well underway throughout the State. Downed wheat from the previous storm system has slowed harvest for some farmers. Otherwise, harvest is progressing far more quickly than last year and the five year average. Straw bailing is also progressing well. Spotty Rains and Cooler Temperatures Provide Some Relief for Indiana Crops By Gary Truitt – Jul 5, 2016 Home Indiana Agriculture News Spotty Rains and Cooler Temperatures Provide Some Relief for Indiana Crops SHARE Facebook Twitter SHARE Facebook Twitter Previous articleSaudi Arabia Opening to U.S. BeefNext articleNew Insect Control Technology from Dow AgroSciences Gary Truittlast_img read more

  • Another adjournment in jailed radio reporter’s trial

    first_img Help by sharing this information February 2, 2017 Another adjournment in jailed radio reporter’s trial The latest hearing in Radio France Internationale reporter Ahmed Abba’s trial before a Yaoundé court lasted just three minutes today before the trial was adjourned yet again. May 31, 2021 Find out more May 19, 2021 Find out more CameroonAfrica Condemning abuses Judicial harassment As a result, Abba has no chance of being released until the next hearing, which has been set for 8 February. He has been held for more than 18 months, ever since his arrest in northern Cameroon, where he is RFI’s Hausa-language correspondent. Today’s hearing was quickly adjourned because, according to one of the court’s three military judges, the main judge, a civilian, was unable to attend because he was travelling. Abba’s trial, which began several months after his arrest, has already been adjourned many times for a range of reasons including the prosecution’s inability to produce witnesses, the court’s refusal to recognize the competence of experts and failure to adhere to scheduling. He is charged with failing to report terrorist activity to the authorities – a charge created by Cameroon’s 2014 terrorism law. “All those who have had access to the prosecution case file say there is nothing in it,” said Cléa Kah-Sriber, the head of the Africa desk at Reporters Without Borders (RSF). “Ahmed Abba’s detention for more than 18 months and the constant adjournments in his trial amount to psychological torture. We urge the authorities to release him at once and to finally examine the substance of the case against him, so that everyone can see that he is innocent.” Expert reports on evidence seized at Abba’s home were due to have been examined at today’s hearing. One of his lawyers, Clément Nakong, said the reports were compiled in unilateral manner by the prosecution. Abba was visibly in poor health when brought into court for today’s hearing, observers said. He reportedly spent yesterday in the infirmary of Yaoundé’s main prison after falling ill. Two other journalists and a university professor have been facing similar charges since October 2014 but they have been released pending the outcome of their trial. Cameroon is ranked 126th out of 180 countries in RSF’s 2016 World Press Freedom Index. Cameroonian journalist Paul Chouta sentenced and fined in defamation case Case against Amadou Vamoulké baseless, French lawyers tell Cameroon court Follow the news on Cameroon News News Cameroonian reporter jailed since August, abandoned by justice system News RSF_en Organisation Receive email alerts to go further CameroonAfrica Condemning abuses Judicial harassment News April 23, 2021 Find out morelast_img read more

  • Worldwide Digital Assistants in Healthcare Industry to 2026 – North America is Expected to…

    first_img WhatsApp Worldwide Digital Assistants in Healthcare Industry to 2026 – North America is Expected to Hold Significant Market Share – ResearchAndMarkets.com Pinterest Facebook Previous article‘We’ll be left without families’: Fear in Ethiopia’s TigrayNext articleVelodyne Lidar unterzeichnet Vertriebsvereinbarung mit fünfjähriger Laufzeit mit ThorDrive Digital AIM Web Support Twitter Facebook By Digital AIM Web Support – February 11, 2021 TAGS  Twitter Local NewsBusiness WhatsApp Pinterestlast_img read more

  • Understanding the Causes of Mortgage Credit Tightening

    first_img Previous: A Lookback on Combined Loan-to-Value Ratios Next: Homeowners in Texas Hit Hardest by Natural Disasters Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. in Daily Dose, Featured, Government, Market Studies, News credit HOUSING mortgage 2020-06-16 Seth Welborn Subscribe The Best Markets For Residential Property Investors 2 days ago June 16, 2020 1,385 Views Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Related Articles Sign up for DS News Daily  Print This Post Data Provider Black Knight to Acquire Top of Mind 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days agocenter_img Understanding the Causes of Mortgage Credit Tightening The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Share Save Tagged with: credit HOUSING mortgage About Author: Seth Welborn Data Provider Black Knight to Acquire Top of Mind 2 days ago As the economic impact of the pandemic continues, one of the biggest issues to emerge in housing finance is the availability of mortgages. In a new paper by former Freddie Mac CEO Don Layton, he discusses the implication that somehow much or even all of the tightening is illegitimate, a failure of government policy; that it should be largely if not completely avoidable with the right government actions; and that those actions should not require the kind of subsidies we are seeing for small business or specific industries, like the airlines.Layton’s new paper, “America’s Housing Finance System in the Pandemic: The Causes and Policy Implications of Credit Tightening,” examines how mortgages get made in 21st-century America, who sets the credit standards, why those standards are not fully immune to economic conditions.Layton reaches three conclusions:The mortgage credit tightening we are seeing is much less of an issue than encountered in the prior financial crisis.It is reasonable and appropriate that there should be tightening to a modest degree, even with the best possible government policy, as risks have gone up in the current economic environment.The tightening we are seeing is overwhelmingly a byproduct of the private sector, as it performs its major role in housing finance, behaving as one would expect in an economic downturn – and it would be even worse if government played a lesser role than it currently does.”However, also exacerbating the tightening, and probably in a significant way, is the unintended consequence of the generous mortgage forbearance program established by the CARES Act in late March,” said Layton. “This is because it applies not only to then-outstanding government-supported mortgage loans, for which the forbearance program was originally designed, but to newly-made ones as well. This is explored in some depth, and is the cause of significant friction between the mortgage industry and the government mortgage agencies of Freddie Mac, Fannie Mae, and the Federal Housing Administration.” Servicers Navigate the Post-Pandemic World 2 days ago Home / Daily Dose / Understanding the Causes of Mortgage Credit Tighteninglast_img read more

  • The Rise of the #T-MOOC (Twitter MOOC) – India HR Chat | India HR Chat

    first_img “Massive open online courses (MOOCs) have gained tremendous popularity over the last couple of years. The New York Times dubbed 2012 -‘The Year of the MOOC,’ and it has since become one of the hottest topics in education. “Read full article Comments are closed. Previous Article Next Article Related posts:No related photos. The Rise of the #T-MOOC (Twitter MOOC) – India HR Chat | India HR ChatShared from missc on 16 Apr 2015 in Personnel Todaylast_img read more

  • FRC Raymond Evans Joins US Coast Guard Fleet

    first_img View post tag: US Coast Guard FRC Raymond Evans Joins US Coast Guard Fleet Back to overview,Home naval-today FRC Raymond Evans Joins US Coast Guard Fleet View post tag: Navy View post tag: Naval View post tag: FRC Raymond Evans June 27, 2014 Bollinger Shipyards, Inc. has delivered the Raymond Evans, the tenth Fast Response Cutter (FRC) to the United States Coast Guard. The announcement was made by Bollinger President, Chris Bollinger. “We are extremely proud to announce the delivery of the RAYMOND EVANS, the latest FRC built by Bollinger, to the 7th Coast Guard District in Key West, FL. The RAYMOND EVANS, as well as the previous nine FRC deliveries were proudly delivered on time and on budget. We look forward to the vessel’s commissioning, honoring and celebrating the heroic acts of Commander Raymond Evans.”The 154 foot patrol craft Raymond Evans is the tenth vessel in the Coast Guard’s Sentinel-class FRC program. To build the FRC, Bollinger used a proven, in-service parent craft design based on the Damen Stan Patrol Boat 4708. It has a flank speed of 28 knots, state of the art command, control, communications and computer technology, and a stern launch system for the vessels 26 foot cutter boat. The FRC has been described as an operational “game changer,” by senior Coast Guard officials.The Coast Guard took delivery on June 25, 2014 in Key West, Florida and is scheduled to commission the vessel in Key West, Florida during September, 2014.[mappress]Press Release, June 27, 2014; Image: Bollinger Authorities View post tag: fleet View post tag: americas View post tag: News by topic View post tag: joins Share this articlelast_img read more

  • Postdoctoral Position in Microbial Pathogenesis, School of Dentistry

    first_imgThe Department of Microbial Pathogenesis at the School ofDentistry, University of Maryland, Baltimore is seeking a highlymotivated postdoctoral fellow to work on novel signaling mechanismsthat lead to resistance of cell wall reactive antibiotics inStaphylococcus aureus. The successful candidate will work with ahighly enthusiastic and collaborative group of scientists who usemultidisciplinary approaches to understand basic mechanisticprinciples of staphylococcal pathogenesis with the goal ofidentifying better/newer ways to treat bacterial infections.UMB is an Equal Opportunity/Affirmative Action Employer. Allqualified applicants will receive consideration for employmentwithout regard to sex, gender identity, sexual orientation, race,color, religion, national origin, disability, protected Veteranstatus, age, or any other characteristic protected by law orpolicy.Qualifications :Interested individuals with a PhD, MD or equivalent degree, withprior experience working in the field of medical microbiology andhaving proven technical skills related to protein chemistryincluding mass spectrometry, protein purification and Westernblotting are encouraged to apply. In addition to having theabove-mentioned skillset, the successful candidate should alsopossess a rigorous mindset, a go-getter and can-do mentality, anability to work in a team setting and be detail oriented.Interested candidates should send their CV and a half to one-pagedocument depicting his/her research interests to Dr. Som Chatterjee( [email protected] ). This position will remain openuntil the suitable candidate is identifiedlast_img read more