Category: bpafdk

  • Villa Lima / Johan Sundberg

    first_imgCopyHouses•Vellinge, Sweden Sweden Projects Save this picture!© Kasper Dudzik+ 22 Share “COPY” ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Year:  Villa Lima / Johan Sundberg “COPY” 2009center_img Architects: Johan Sundberg Year Completion year of this architecture project CopyAbout this officeJohan SundbergOfficeFollowProductsWoodGlass#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesWoodVellingeHousesSwedenPublished on January 06, 2011Cite: “Villa Lima / Johan Sundberg” 06 Jan 2011. ArchDaily. Accessed 12 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogMetal PanelsAurubisMill Finished Copper: Nordic StandardWindowsMitrexSolar WindowAluminium CompositesTechnowoodHow to Design a Façade with AluProfile Vertical ProfilesBulbs / SpotsCocowebLighting – Compact Gallery White TracklightConcreteKrytonCrystalline Waterproofing – KIMSealantsEffisusCrossing Perforations on RoofsWall / Ceiling LightsLouis PoulsenLamp – LP RiplsTiles / Mosaic / GresiteMargresPorcelain Tiles – Linea CosmosWood Boards / HPL PanelsInvestwoodValchromat Panels for Interior DesignWindowspanoramah!®ah! MotorisationHingesSaliceHinges – PactaDrawers / Filing Cabinets / ShelvesBeneStorage Partition – PORTS StorageMore products »Read commentsSave想阅读文章的中文版本吗?利马别墅 / Johan Sundberg是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Houses ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Photographs:  Kasper Dudzik, Vidir GeirsonText description provided by the architects. Höllviken south of Malmö is originally a seaside summer resort. A young couple wanted to build a house on a traditional summer house lot that had to be very modern, and at the same time suitable for a flexible family life. Save this picture!© Kasper DudzikThe most economical solution considering the planning regulations of the area is the traditional 1,5-story house most common in the south of Sweden. This strategy would also enable us to save some of the trees and vegetation on the site. Save this picture!© Kasper DudzikFrom a designers point of view this building type is a challenge. A traditional saddle roof is to be combined with a held-back modern design. This leads to challenges around the roof edges. Large glazed sliding doors and crisp dormers require steel reinforcements within the timber frame. A goal in the design process was to create a prismatic form, a play of volumes without any unnecessary leaps or edges. Save this picture!© Vidir GeirsonThe design dissolves the traditional 1,5-story bottom level plan and opens up the structure both over the corners and up through the first floor. Lines-of-sight penetrate the house and the window positions work to frame the scenery on the outside.Save this picture!© Kasper DudzikProject gallerySee allShow lessJobs Rated 2011: Ranking 200 Jobs From Best to WorstArticles2011 8th OISTAT Theatre Architecture CompetitionArticles Share Villa Lima / Johan SundbergSave this projectSaveVilla Lima / Johan Sundberg ArchDaily Photographslast_img read more

  • SJAIII / CDM Casas de México

    first_imgSave this picture!© Rory Gardiner+ 19Curated by Danae Santibañez Share Projects Houses Year:  2017 ArchDaily ShareFacebookTwitterPinterestWhatsappMailOr Clipboard CopyAbout this officeCDM Casas de MéxicoOfficeFollowProductsSteelStoneConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesOn InstagramMexicoPublished on October 23, 2018Cite: “SJAIII / CDM Casas de México” [SJAIII / CDM Casas de México] 23 Oct 2018. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogLouvers / ShuttersTechnowoodSunshade SystemsGlassMitrexSolar GreenhouseMetal PanelsAurubisPatinated Copper: Nordic Green/Blue/Turquoise/SpecialCoffee tablesFlexformCoffee Table – GipsyCurtain WallsIsland Exterior FabricatorsPace Gallery Envelope SystemWoodSculptformTimber Battens in Double Bay HouseStonesCosentinoSilestone and Dekton in Villa OmniaBricksNelissenInner Wall Bricks – LückingPanels / Prefabricated AssembliesULMA Architectural SolutionsAir Facade PanelsWoodBlumer LehmannData Processing for Wood ProjectsEducational ApplicationsFastmount®Hidden Panel Fastener at Massey UniversitySealants / ProtectorsTOPCRETMicro-Coating – Baxab®More products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream CopyHouses•Mexico Photographs “COPY”center_img Mexico SJAIII / CDM Casas de México “COPY” ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Manufacturers: Lutron, Artemide, Leviton, SONOS, Grupo Arca, Wood n StoneConstruction:Jorge ChávezStructural Calculation:GSPI Grupo constructorDesign Team:Alejandra PlasenciaLandscape:Juan Carlos Pérez TrejoLightning:Artenluz, Javier TenArchitects In Charge:Javier Dueñas, Jaime de ObesoCollaborators:Estefanía Michel, Gloria López, Israel Machuca, Jimena Pérez, Rodrigo CarreónCountry:MexicoMore SpecsLess SpecsSave this picture!© Rory GardinerRecommended ProductsGlassLAMILUXGlass Roof PR60 PassivhausWoodEGGERLaminatesDoorsLonghiDoor – HeadlineDoorsECLISSESliding Pocket Door – ECLISSE LuceText description provided by the architects. Throughout history, we have seeked to satisfy the spatial needs of humankind through architecture, often turning our backs on our primeval home, earth, and thus ignoring that the relationships between the elements of its nature define and determine space, and set the first guidelines for architecture. This project emerges, in a conceptual way, precisely from those relationships and it is inspired in the mutualism that nature can achieve allowing for life to exist even in the harshest of conditions.Save this picture!© Rory GardinerSave this picture!Floor PlanSave this picture!© Rory GardinerThe site, in its natural state, is a heavily vegetated and rocky slope, dominated by endemic species that thrive in the mineral coldness and that grow intertwined with the rough hillside. This state submerges the individual in a very particular atmosphere that inevitably forces the view towards the ocean, constituting a scenario that would set the basis for this project.Save this picture!© Rory GardinerIn its origin, the program was thought to include the creation of a palapa and a pool; in other words, a roofing structure raised above the ground to protect from sunlight, and a hole in the stone to contain water. Nonetheless, with this idyllic scenario, imposing the program upon the site as if it had fallen almost randomly resulted pointless. The somewhat unconnected roofing structure of a palapa was rethought with a cover that would extrude from the mountain itself towards the ocean, while the water should flood the stone to generate the pool, almost in a way of a pond remaining after the turning tides.Save this picture!SectionTherefore, the slope of the site was to be redirected with a flat cover that seeks to mimetize with the surroundings, and that generates the interior space beneath it. While trying to always maintain the relationship between built and wild, the indoors opens completely to allow the breeze and the red sunset light to inundate the space, aided by the hues of cedar covering the walls.Save this picture!© Rory GardinerIt is however, the cover on itself that results in a mutable space that transforms into a true viewpoint overlooking the immensity of the horizon during daytime, and an observatory for the stars at night time, favored by its position afar from artificial light sources. These unexpected functions constituted a sort of a gift for the users.Save this picture!© Rory GardinerA terrace with the sole purpose of the hedonistic pleasure of feeling good and calm in the presence of the continuous dialogue set between natures, was then generated. The building invites the spectator to form part of this dialogue through the materials obtained from the site itself, as well as through stone and greenery, that establish an Indi sociable relationship with the place; similar to the relationship between a bare foot and sand.Save this picture!© Rory GardinerSeen from afar, the architectural ensemble integrates fully with the landscape, highlighting the sand-colored thick fascia of the cover protruding from the rock almost like an accent above nature, which does not alter the essence of it, but rather transforms it and confers a new meaning. In the end, it turns out to be pretty much like the mark on top of the spanish letter Ñ.Save this picture!© Rory GardinerProject gallerySee allShow lessTintagel House / Stanton Williams + Universal Design StudioSelected ProjectsAngelo Renna Designs Artificial Sponge Mountain to Absorb CO2 in TurinArchitecture News Share Architects: CDM Casas de México Area Area of this architecture project SJAIII / CDM Casas de MéxicoSave this projectSaveSJAIII / CDM Casas de México Area:  137 m² Year Completion year of this architecture project Photographs:  Rory Gardiner Manufacturers Brands with products used in this architecture project last_img read more

  • Philanthropist awards set for December

    first_imgPhilanthropist awards set for December  27 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Ireland AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 12 November 2007 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of Researching massive growth in giving. The Community Foundation for Ireland has announced that the winners of the 2007 Philanthropist of the Year awards will be revealed on December 3rd. The ceremony, which had been originally scheduled for November 15th, will take place in Dublin. Tina Roche, Chief Executive, when announcing the date change said “The Community Foundation would like to thank all the community groups andcharities that made nominations and we hope that this award will build into a permanent event, shining a light on philanthropy and encouragingothers to take up the mantle”.The awards will provide recognition for outstanding achievements by individuals whose giving helps society. There are two award categories – the first for philanthropy in Ireland and the second for philanthropy by Irish people overseas. Advertisementlast_img read more

  • 10 Important Questions When Interviewing an Interior Designer

    first_img Business News Subscribe Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena Make a comment Community News HerbeautyNerdy Movie Kids Who Look Unrecognizable TodayHerbeautyHerbeautyHerbeauty6 Strong Female TV Characters Who Deserve To Have A SpinoffHerbeautyHerbeautyHerbeautyInstall These Measures To Keep Your Household Safe From Covid19HerbeautyHerbeautyHerbeauty6 Strong Female TV Characters Who Deserve To Have A SpinoffHerbeautyHerbeautyHerbeautyA 74 Year Old Fitness Enthusiast Defies All Concept Of AgeHerbeautyHerbeautyHerbeauty6 Lies You Should Stop Telling Yourself Right NowHerbeautyHerbeauty More Cool Stuff Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Top of the News First Heatwave Expected Next Week center_img Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. 11 recommended0 commentsShareShareTweetSharePin it Community News Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Your email address will not be published. Required fields are marked * Design 10 Important Questions When Interviewing an Interior Designer By DEBBIE L. TALIANKO Published on Wednesday, January 21, 2015 | 11:40 am A detailed look at what you should be asking.Are you overwhelmed with the number of choices you have in choosing an Interior Designer? Don’t know where to begin? Here are 10 important questions to ask when you interview potential designers. Asking the right questions will help you choose the right designer for you.1.) What type of design education have you had and are you accredited in some way?Some people don’t realize that there is a difference between Decorators and Designers. Anyone with a “knack” for putting color and fabrics together can call themselves a decorator. But Interior Design is a profession and one that requires years of education and experience. In California, designers may qualify to take a rigorous exam, which deals with the California Building Code, Title 24 and California laws and regulations. This is especially important when doing a project that involves construction and building permits. A designer who has passed this exam is a Certified Interior Designer in CA (CID). It is a legal title. CIDs are concerned with the health, safety and welfare of the public, first and foremost.Debbie L. Talianko is a Certified Interior Designer in CA. At Talianko Design Group, our designers are required to have a formal education in Interior Design.In addition, Debbie Talianko is a member in good standing with ASID or the American Society of Interior Designers, a national networking organization that requires its members to have both an interior design education as well as work experience in the field. In our firm, we have over 20 years of experience collectively.2.) What makes you unique?Ask why you should hire this particular firm. What makes them stand out ahead of the pack?We do things a little differently at Talianko Design Group. Our hands on approach and excellent follow through are evident in the testimonials you may have seen on our website or otherwise.• We have many tools at our disposal to help us get to know you and your project needs quickly and efficiently. • We also begin the planning phase with a budget. We don’t believe our clients should ever start spending money without the end game in sight. • Our accounting software is industry specific. This means we work very efficiently when it comes to billing and purchasing, etc. • Our follow through is excellent. We treat people the way we’d like to be treated.3.) Do you have a mission statement?A mission statement can say a lot about a company. What is it that drives them? Are they a cohesive group with a common goal?“At Talianko Design Group, LLD, Our goal is to ensure that our clients fall in love with their homes. We make the process easy and convenient for them, because we believe this is the way people should be treated. By listening carefully to their requests, we can thoroughly understand their needs. And in the end, we produce something both beautiful and personal”.4.) Have you worked on any projects similar to ours in the past?Ask to see examples of work done which is similar to your project. Listening to the designer explain the project will give you insight into whether or not they understand your own project needs.This is a question that will be determined when you first call us. We will tell you if we are comfortable with your type of project and if we have had experience with similar projects in the past.5.) What specific challenges do you think we will need to overcome on our project?This is an important question and one that will allow you to peek into the near- future.Our hope is to overcome any challenges by managing your expectations at the onset. So let’s make sure we do our due diligence, plan properly and communicate with one another throughout the process in order to avoid any misunderstanding.6.) Are you able to complete our project on time and on budget?A reasonable inquiry and by asking this question, you’ll get a feel for how knowledgeable and experienced your designer really is.Your budget is your investment in your home. We take this very seriously. That is why we begin every project with a budget. Time frames will vary depending on a lot of factors. The thing to know is that we will communicate these factors well to you so that there are no surprises.7.) Will we work with you or someone else?Is this design firm too busy to take you on? Will you be shuffled around? How “hands on” will they be with your contractors, etc.?At Talianko Design Group, we work as a team. You will know our team members well. We will work with you and on your behalf as your liaison and spokesperson when it comes to meeting with contractors and architects, etc. We are careful to manage our workload in order to keep on top of all of our projects properly. Sometimes, we will ask a new client to wait for a period of time for this reason.8.) How do you charge for your services?There are many formulas for charging for design services. You’ll want to find someone who is completely transparent and open about this topic.We are flexible in our approach to our fees. They are based on the scope of work required for each project and time required to complete the scope. On occasion, we work on a consulting-only basis and this is quoted by individual project.9.) Do you do the purchasing for us?Some clients will want to do their own purchasing and some will not. This may be because they know that it takes a lot of time and follow up when furnishing a room or several rooms. You’ll want to find out if the designer you are considering has a system in place to manage this part of the process for you if that is what you choose.We at Talianko Design Group, have industry specific software that helps us be very efficient when it comes to purchasing and project management. It is item based which means once the information is entered about each specific item, the remainder of the process such as proposals, purchase orders and invoices follow more easily. The more efficient we can be, the more time we have for the creative side of your project and the less it will cost you.10.) Are there any other fees for your services?Again, an open and honest discussion about this topic at the time of the interview is a sign that you will not have hidden fees or unexpected charges down the road. An “open checkbook” arrangement such as hourly billing may harbor hard feelings and can ruin a relation between the client and the designer.Before work begins, you will be presented with a Letter of Agreement, which will explain in detail, the scope of work that we will provide to you, the amount of time it should take and the fee required for this work. Occasionally, a client will add to the scope of work so a secondary arrangement will be made. This will be in writing, as we believe that everyone should always be on the same “page”. There are no secrets here.In summary, here are 10 reasons why Talianko Design Group, LLC is your best choice:1. Debbie Talianko is a Certified Interior Designer.2. We use lots of tools to get to know you quickly.3. We insist on helping you to create your budget.4. Our team has 15 years of experience collectively.5. Planning is key and we do our homework.6. We have many systems in place, which help us work efficiently.7. We are hands on and you will always know to whom you should turn.8. Our approach to design fees and product pricing is flexible and transparent.9. Our follow through is unrivaled.10. We treat people the way we would want to be treated.Talianko Design Group, LLC is located at 55 W. Sierra Madre Blvd. Suite 220, Sierra Madre.  For more information please call (626) 836-2935 or visit EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Name (required)  Mail (required) (not be published)  Website last_img read more

  • Mortgage & LGBT Leaders Collaborate for Diversity in Chicago

    first_imgSign up for DS News Daily Related Articles Mortgage & LGBT Leaders Collaborate for Diversity in Chicago Share Save  Print This Post In spite of many advances made, LGBT individuals continue to face discrimination in many sectors of modern life, and that includes the worlds of finance and housing. LGBT youth continue to make up an abnormally high percentage of the United States’ homeless population, and local housing assistance services don’t always have systems in place to help combat that trend. LGBT individuals also sometimes face discrimination or limitations on access to financial services. How can the mortgage industry adapt and evolve to meet the needs of this segment of the population? The American Mortgage Diversity Council is working to try and answer that question.On Wednesday, March 14, 2018, The American Mortgage Diversity Council (AMDC), in partnership with Federal Home Loan Bank (FHLB) of Chicago, will host a town hall discussion with leaders from the Chicago LGBT community. The meeting is the second in a series of town halls to be convened by the AMDC with LGBT community leaders from major cities across the nation.John Rieger, Executive Director for the American Mortgage Diversity Council, said, “The American Mortgage Diversity Council is a membership-driven organization of companies in the financial services industry working collaboratively to advance the conversations around diversity and inclusion by focusing on challenges faced by minority- and women-owned businesses, creating solutions through advocacy, education, and training.”The first AMDC town hall occurred in Dallas, Texas, in December 2017, including representatives from US Bank, MSI, Accumatch, Bank of America, Mr. Cooper, and the Five Star Institute, as well as community leaders from local LGBT organizations and charities. Topics discussed included housing protections for LGBT individuals, federal programs that encourage LGBT homeownership, workplace inclusiveness and discrimination protections, and unconscious bias training.Five Star President and CEO Ed Delgado said, “Five Star and the American Mortgage Diversity Council are proud to continue uniting mortgage industry and LGBT leaders with this series of town hall discussions. The promotion of diversity and inclusion is crucial for all sectors of society and business.”For more information, click here to view the AMDC’s website. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago January 17, 2018 1,656 Views AMDC American Mortgage Diversity Council Chicago Diversity Federal Home Loan Bank of Chicago LGBT LGBT Town Hall 2018-01-17 David Wharton Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Tagged with: AMDC American Mortgage Diversity Council Chicago Diversity Federal Home Loan Bank of Chicago LGBT LGBT Town Hall The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Previous: Housing Market Gets a Vote of Confidence from Builders Next: Refinance Volumes Increased in November 2017 About Author: David Wharton Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago in Daily Dose, Events, Featured, Journal, News Home / Daily Dose / Mortgage & LGBT Leaders Collaborate for Diversity in Chicago Subscribelast_img read more

  • Artificial Intelligence, Real World Results

    first_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily Tomasz Serafinski is Head of the AI/ ML business unit at Aspen Grove Solutions, where he drives innovation and, specifically, the application of AI/ML technologies within the Aspen Property Servicing Platform. Serafinski is key to Aspen’s drive to bring visionary and transformational technologies to the mortgage servicing industry. Related Articles Data Provider Black Knight to Acquire Top of Mind 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago  Print This Post AI default Delinquencies Foreclosures Machine Learning Technology 2019-03-05 Radhika Ojha Demand Propels Home Prices Upward 2 days ago About Author: Tomasz Serafinski Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Home / Daily Dose / Artificial Intelligence, Real World Resultscenter_img Share Save Servicers Navigate the Post-Pandemic World 2 days ago Artificial Intelligence, Real World Results Governmental Measures Target Expanded Access to Affordable Housing 2 days ago March 5, 2019 6,452 Views Previous: The Ups and Downs of Home Prices Next: The Hurdles Ahead for Real Estate Professionals Editor’s note: This feature originally appeared in the March issue of DS News, out now.There are countless ways artificial intelligence (AI) and machine learning (ML) have the potential to transform default servicing—but here are just a few.Predicting the value of an assetAutomated underwriting processesQuality controlVendor scoringLoan performance assessmentRisk analysisProperty disposition recommendationsSound’s great, right? But how can you make these benefits a reality, and what should you be thinking about in order to maximize the value of AI and ML to your business?TALK TO THE EXPERTSFind a technology partner who can help you to normalize the data (ensuring that the data is available in a consistent and standardized format) and to implement data models that can feed into the AI/ML tools. Advanced propertyservicing platforms are extending their Application Program Interface(API)/Integration capabilities to map out all the key data points across the life of the asset to create a property’s digital twin. This establishes API endpoints for each key process associated with the property that then become subsets of the entire property API, and create dashboards for oversight.AI and ML bring a new dynamic to property management, using the concept that systems can learn from data to identify patterns, help make decisions, and identify anomalies to enable management by exception—thus cutting cost and increasing efficiency.These solutions can not only drive down the cost of operations but also create new opportunities and provide insights that were not available to mortgage industry professionals before.Having access to the full scope of data points collected across the industry can drive implementation of ML models powering intelligent dashboards for the property servicing sector. Fed by these ML models, such dashboards can provide significant business intelligence relating to how a business is operating and where losses are happening. Even better, they allow companies to be proactive, so steps can be taken to avoid losses before they occur.Using integration platforms and their associated APIs to access data available outside the company can cut the time required to implement an AI solution, making it the obvious solution for any business seeking to reap game-changing advantages.How did AI and ML evolve to their current potential, and what are the ways in which ML solutions can be applied to business problems? ML solutions offer numerous specific advantages for the default servicing industry, but it’s critical that these default servicing solutions incorporate diverse collections of data sources. Using integration platforms and their associated APIs to leverage data from outside the organization is key to the swift and successful implementation of AI solutions.THE BIRTH OF AI & MLThe concept of AI was introduced in the 1950s with the development of such important ideas as neural networks, but a failure to meet its initial promise meant funding for AI dried up in the 1970s. AI underwent a series of booms and winters in the intervening years, but unrealistic expectations and the rise of desktop computers meant it did not make a genuine comeback until the early 1990s when the obstacle of insufficient computing power was overcome and AI began to enter various disciplines. The emergence of big data in the first decade of the 21st century opened the floodgates for AI development. Today, AI— especially the subset called machine learning—is being adopted rapidly across many industries. The rate of adoption is accelerating alongside the complexity of business problems being tackled by AI.ML is particularly relevant for businesses, and, indeed, most headline-catching AI solutions are based on ML. It is based on the concept that a computer system can train itself to perform certain tasks faster and better than engineers could program it. The ability to access and process large data sets—better known as big data—made it possible to implement the concept. Once big data became widely available for businesses, either directly or through their technology partners, many ML-based systems were created and deployed.THE BUSINESS BENEFITSTo implement an ML solution for a business problem, the training data and data model must first be identified. The learning algorithm processes the training data and produces an ML model, which is used to make predictions based on new data. Simple problems such as clustering or anomaly detection do not require sophisticated algorithms. In those cases, so-called unsupervised machine learning can be used. This method facilitates simplified data pre-processing that requires no human input and generates satisfactory results based on small datasets. The results generated by unsupervised ML usually do require further human interpretation, however. This is because certain patterns or relations between data points may become evident, but a human brain is needed to determine what these patterns mean. For example, unsupervised ML can be used to group properties into neighborhoods or to segment borrowers into groups with similar demographics, but the technique has limited capabilities to solve more complex business problems.Supervised ML can be used to train ML models to provide insights into more sophisticated business applications, such as advanced classification or categorization. A borrower’s propensity for default or the probability that a loan will default is good examples of classification problems relevant to the default servicing industry. To train ML models to provide such insights, data is pre-processed and labeled by humans before the training process can begin. Borrowers who have defaulted, for example, would be clearly labeled for a learning algorithm. With this defined combination of inputs and outputs, an algorithm can train an ML model to recognize loans that are more likely to default or become delinquent.The challenge here is that substantial human input is required to link known results to historical data and to provide a sufficient quantity of high-quality data. Furthermore, human pre-processing of the training data the learning algorithm consumes usually represents around 80 percent of the time required to deploy an ML solution fully. The availability of relevant data is critical. Nonetheless, the benefits of being able to find the answers to far more complexproblems are worth the additional effort.DATA IS KEYThe levels of human input and sufficient quality data required are partially responsible for the slow adoption of ML systems throughout the default property servicing industry. This presents a huge opportunity for the first players who successfully implement ML-based solutions that disrupt the industry. This is already evident in other industries, where the first businesses to exploit AI are pulling ahead of their competitors.For example, Yelp uses ML for the picture classification technology it includes in reviews and Pinterest uses it for everything from content discovery to spam moderation. The advantages enjoyed by the companies who are leveraging ML is only accelerating because ML-based AI systems will self-improve as more data becomes available. As AI becomes more powerful, it can start modifying itself to make itself smarter. As it improves its capabilities, it gets better at making itself smarter, so its intelligence soon grows exponentially. Hence, those early adopters will become more difficult to catch than the early adopters of earlier technologies.As we have discussed, the availability of data and the data model are the keys to success when it comes to implementing ML solutions. Most businesses gather vast amounts of data, but processing and analysis to build ML models are not among their areas of competency. It may also be difficult to identify the data that is relevant to their business. In some cases, particularly within the default servicing industry, the most important data points might not even be collected. Data associated with activities and processes related to an asset lifecycle is dispersed through many specialized service providers. A loan on a property might be under the loss mitigation process, for example, but a servicer who carries out inspections on that property might not even have that information available in their system. As a result, they may carry out unnecessary or incorrect inspections.Thankfully, the gradual integration of the industry’s computer systems opens access to data points previously locked in specific verticals.Now that advancements in computer science have enabled AI—particularly ML—to enter the realm of real business applications, companies who want to remain competitive in today’s landscape must adopt and implement these technologies. As previously discussed the most expedient way to do this is to leverage the expertise that already exists in property servicing platforms/integration platforms that are focused on maximizing AI/ML value by reducing costs and preventing losses. Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, News, Print Features Tagged with: AI default Delinquencies Foreclosures Machine Learning Technology Subscribelast_img read more

  • GreenStar Co-op’s groundbreaking kicks off Ithaca waterfront development

    first_img Your Economy & Development news is made possible with support from: ITHACA, N.Y. — GreenStar’s West End project at 770 Cascadilla St. got an official kick-off Thursday with a groundbreaking celebration.Currently, the space is just an empty building lined with graffiti but over the next year, it will transform into the site of GreenStar Cooperative’s new headquarters. The ceremony Nov. 8 was not just a celebration for the cooperative grocery store’s new spacious building, but for the beginning of more development to come on Ithaca’s waterfront.General Manager Brandon Kane. (Photo by Kelsey O’Connor/The Ithaca Voice)General Manager Brandon Kane said the groundbreaking puts GreenStar on the path to opening its flagship store in early 2020.“It represents a new era for New York State’s largest consumer cooperative enterprise,” Kane said. He said the expanded campus will give GreenStar the capacity to fulfill its commitment to the community.“This commitment is broad and audacious. It includes fostering a self-reliant local economy, creating meaningful jobs at a living wage, demonstrating the exponential power of a culturally competent business and offering an array of delicious, natural foods.”The new West End store will expand from 6,500 square feet to 16,500 square feet with the new location. There will be a larger deli, more seating in the cafe, more produce. With the expansion, all of their operations will be consolidated under one room including The Space, The Classrooms with a teaching kitchen, administrative offices and central kitchen.Ithaca Mayor Svante Myrick address the crowd gathered for GreenStar’s groundbreaking. (Photo by Kelsey O’Connor/The Ithaca Voice) center_img Kelsey O’Connor Tagged: greenstar, ithaca, ithaca development, waterfront development, West End Ithaca Mayor Svante Myrick said Ithaca is lucky to have a constellation of institutions like GreenStar, Buffalo Street Books, or Gimme! Coffee that “work together to create a city that looks out for itself.”“If our economy is going to be successful into the future, it’s because the future has to look more like the past,” Myrick said. “We have to get more of our food from places that are grown close to us. We have to live closer to our neighbors. We have to pay the lowest-paid workers in our city more and we have to see a little bit better income distribution. And GreenStar is moving us toward that future.”Heather McDaniel, president of Tompkins County Area Development, said the groundbreaking marks the beginning for GreenStar and for the community. She said GreenStar’s operations contribute more than $6 million to the purchase of goods within 100 miles of the City of Ithaca. She also thanked them for employing over 200 residents in the community. With the expansion, GreenStar will also add 40 jobs.“That’s economic development and that’s supporting the community,” McDaniel said.Lincoln Morse, of Morse Construction, also part of Organic Nature, a shared business entity between GreenStar and the developers of City Harbor, said GreenStar’s new West End campus is “ground zero” for Ithaca’s West End and waterfront revitalization. He said he has done development in Ithaca for 30 years and is the most proud of the development project at GreenStar.“Look to the South. Look to the North. Look to the West. It will not look this way in four years,” he said. “We will still have amazing green space but what we will deliver is an economic and vibrant community that is organic. It supports itself.” Kelsey O’Connor is the managing editor for the Ithaca Voice. Questions? Story tips? Contact her at [email protected] and follow her on Twitter @bykelseyoconnor. More by Kelsey O’Connorlast_img read more

  • Arrest made in 30-year-old child murder in Indiana after DNA match

    first_imgFBI(FORT WAYNE, Ind.) —  Police arrested an Indiana man on Sunday for the rape and murder of an 8-year-old girl who was found dead in a ditch 30 years ago.John Miller, 59, was arrested on Sunday morning after DNA evidence linked him to the rape and murder of April Tinsley, whose body was recovered three days after her family reported her missing in 1988, according to charging documents.Investigators with the Fort Wayne Police Department and the Indiana State Police said they arrived at Miller’s home on Sunday morning and asked him if he “had any idea why the police wanted to talk to him,” according the documents.Miller answered “April Tinsley” and told police that he abducted the young girl on April 1, 1988 and took her to his trailer, where he said he sexually assaulted the young girl and choked her to death, according to court documents.He told police that it took 10 minutes for the young girl to die and said he kept her body for a day before dumping it.Police said they received their first lead in the case back in 2004 — 16 years after April’s murder — when the self-proclaimed killer left notes, images and used condoms at three different locations, taunting police and threatening to kill again, police said.Some of the notes, which were handwritten on lined yellow paper, were inside baggies along with Polaroid pictures of the supposed killer’s body, according to the FBI, which has also been investigating the case.“Hi honey. I been watching you,” one note released by the FBI read. “I am the same person that kidnapped, raped and killed April Tinsely. You are my next victim.”Investigators said they arrested Miller after using a genealogy database to narrow down the DNA match to either him or his brother. The DNA was taken from the used condoms and evidence from the crime scenes, according to court documents.Miller was taken to the Allen County Jail in Fort Wayne, Indiana, where he is being held on preliminary charges of murder, child molesting and confinement. It was not immediately clear if he had obtained an attorney.He is scheduled to appear in court on Monday.The case had echoes of the arrest of the alleged “Golden State Killer” earlier this year, who was arrested and charged in California earlier this year after police used DNA and a genealogy database to match Joseph DeAngelo to the killing of at least 13 people from the 1970s and 1980s.Copyright © 2018, ABC Radio. All rights reserved.last_img read more

  • LAPLASKI, PAULINE (nee: Kurishto)

    first_img90, passed away on September 15, 2018, at the Job Haines Home, Bloomfield, NJ. Pauline was born in Bayonne and resided there lifelong. Wife of the late Edward A. Laplaski. Mother of Edward Laplaski, Jr. and his Wife Noreen (nee: Kearns), and the late James Laplaski and his surviving Wife Dorothy (nee: Ocskay). Grandmother of Katharine M. Laplaski. Sister of the late Michael Kurishto, Anne Mauthe, Julia Kruza, Jean Godesky, and Mary Necklen. Sister-In-Law of Lorraine Bauer, and Anthony Lee. Pauline is also survived by multiple Nieces & Nephews. Funeral arrangements by G. KEENEN O’BRIEN Funeral Home, 984 Avenue C.last_img read more

  • Healthy eating messages contradicted by schools, claims Jamie Oliver report

    first_imgSchool activities such as cake and bake sales contradict healthy eating messages, a report by the Jamie Oliver Food Foundation has claimed. The research, called A Report on the Food Education Learning Landscape, found 85% of primary and 86% of secondary school teachers said their school fundraising activities included bake sales.“We must stop giving our kids contradictory messages,” said Oliver in his foreword to the study. “If we want healthy children, we need to make all schools a healthy zone.”The report also noted concern over the food available at schools with cakes, cookies, doughnuts and pizza among those frequently offered, as well as their use as rewards.“Unhealthy foods, like sweets, chocolate and cakes, are commonly used as part of school reward, celebration and fundraising activities. This contradicts pupils’ food education and parental opinion,” the report stated.“At secondary level, most pupils reported there were few, if any, posters and information about healthy eating beyond their food technology classroom, although they did report frequent adverts for cake sales as part of fundraising.”Reaction from the industry, and Twitter, has been mixed, with many slamming the TV chef for his views and citing recipes such as Jamie’s ultimate chocolate cake and desserts sold in his restaurant chains.Others claimed bake sales were fun activities, which encouraged children to raise money for charity and learn new skills in the process.Mark Bennett, owner of Patisserie Mark Bennett, disagreed with the chef-turned-campaigner. “Our industry is being hampered by people like him, we have to suffer the consequences of what they say. Everything in moderation is my motto: if you only ate cake you would have health issues, just like eating too much of anything else.”Vhari Russell, founder of The Food Marketing Expert, said bake sales were a key part of fundraising activities and shouldn’t be removed lightly. Instead, more needed to be done to educate children and parents on how to make healthier treats to sell.“As a mum of three daughters, I have attended many a cake sale and baked for them too. I would suggest Jamie attacking the cake sale is a tricky one. The cake sales are normally once a term and are a key fundraiser for many schools which are having their budgets slashed, and these sales generate money that is much needed,” she said.“The key opportunity is to educate kids about cakes and bakes and how you can reduce the sugar and still deliver great flavour. Cooking needs to be taught back in primary schools where we can really start changing habits for the better.”Others applauded Oliver for starting a debate. Tom Herbert, operations director at Hobbs House Bakery, said: “It’s unglamorous work, like the national equivalent of a strict parent at a party saying ’that’s enough now’. But if you love your children, then an anything goes approach to food and cake is not very loving.”But rather than cutting out cake entirely, he suggested moderation. “Treats as treats are surely okay, but perhaps schools that adopt a once a term policy have a stronger starting position,” he added.The report was commissioned by the AKO Foundation, with research undertaken by the British Nutrition Foundation, Food Teachers Centre and the University of Sheffield.Alongside the concerns on cake sales, the report highlighted a stark difference between schools doing a good job at delivering strong food education and others struggling with a lack of time and resources. There were also ‘alarming’ concerns about the unhealthy food environment at secondary schools, compromising pupils’ ability to make healthy choices, and a clear demand from pupils, teachers and parents for healthier options.To help resolve these, the report made four key recommendations:Schools should be healthy food zonesMore support should be given to the school workforceImprovements in food education qualifications and resources are neededStronger reporting and evaluation needs to be in placelast_img read more